Pronto Loan App
A digital lending solution that harnesses the power of smartphone technology using Artificial Intelligence.
Overview
The solution utilizes artificial intelligence to analyze over 75,000 characteristics on a user’s phone or in a financial institutions management system and uses machine learning techniques to connect the dots that traditional methods can’t and generate a credit score. Detect the most common fraud types at loan application stage and reduce the non-starter population by training machine learning models using complex data over time and using rules based on known behaviors. It can identify and advise the most appropriate time to collect from delinquent customers and hence improve collections
Partnership
We partner with financial institutions through providing access to our credit scoring solution to enhance an already running solution or custom building one. The partnership is based on a revenue share module or through a pay as you request module.
Features
Advantages
1
Accurate credit scoring
Provide the most reliable and concise credit scoring information that drives transparency.
2
Multiple loan repayment option
With this feature, one can apply only for the amount they need at that specific time and can request for more later if need be.
3
Drives loyalty and maximizes revenue.
By targeting existing customers who have been pre-screened and pre-scored with pre-approved tailored offers.